What are you dealing with that’s keeping you from financial stability?
PERSPECTIVE, PROCESS, OR PEOPLE
Insufficient income can lead to money problems, but it’s not the only reason. Other things to consider are your perspective about budgeting, knowing how to budget, and the people in your life.
Perspective About Budgeting
Situations you may be dealing with due to thinking you DO NOT need to budget:
Stressing because you’re not sure how you’re going to pay off your vacation.
Difficulty adjusting your expenses after a loss in income.
You’re not prepared to pay for emergency expenses such as car repairs or home appliances..
It doesn’t matter how much money you make. You need a spending plan before you get paid so you don’t waste money. That’s where the budget comes in!
Budgeting Process
Situations you might be dealing with due to NOT consistently maintaining a budget:
Spending a lot at a time figuring out what you spent for the month and where you spent it.
Not knowing how that your account information was stolen.
Inability making extra payments on your debt.
Budgeting consistently will help you to reach your financial goals timely. You may even reach them faster than you think!
People
Family/friend situations you may be dealing with that add to you financial instability:
Expected, by loved ones, to help with their finances even when you are financially stressed.
Not setting boundaries with family or friends regarding loaning or giving money.
The people around you can hinder you financial progress. Knowing how to set boundaries will help you prioritize your financial health.
WE ARE HERE TO HELP YOU TACKLE THESE ISSUES!!
Budget Coaching
To prep for wealth you must have a budget! Having a plan for your money is extremely important no matter how much money you earn. We’ll get you on the right track to feeling the peace that comes with being financially stable.
Debt Management & Payoff
Whether it’s credit card debt, student or car loans, we’ll show you how to get to manage and payoff your debt.
Emergency Funds
Life has unexpected expenses whether it be a job loss, medical procedure, or vehicle issues. We’ll show you how to save 3-6 months worth of expenses to relieve the pressure of such expenses.
Saving for Expected Expenses and Vacations
Expenses such as oil changes, brakes, clothes, routine medical procedures, entertainment, and trips are expected. We’ll show you how to save so you don’t have to use your emergency fund to pay for them.